6条妙计教国际新生合理规划美国大学预算

2015-10-01 / editor / 美国本科申请, 美国研究生申请

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【转载】6条妙计教国际新生合理规划美国大学预算

原文标题：送给想在美国大学省钱的国际新生 6个小妙招：一些小计划对美国大学预算却有大帮助（6 Tips for International Freshmen to Save Money at U.S. Colleges:A little planning can go a long way in building a successful budget.）

原文：

If you’re like many international students, you probably want to pursue your college studies in the U.S. After all, the country is home to many of the world’s top universities, and you naturally want only the best in higher education. At the same time, however, U.S. colleges can be expensive. Here are a few tips to help international students work their way around that challenge.

同很多国际学生一样，你大概也有赴美攻读大学的打算。毕竟，这个国家孕育了众多世界一流的大学，而大家自然都希望能接受最好的高等教育。然而，与之相对应的，读美国大学的费用是非常高昂的。在这里提供给国际学生们一些建议，来应对美国大学预算成本太高这一情况。

Earn extra cash on the side:When you have a source of income other than an allowance, it’s much easier to save money. For example, if you’re good at math or science, you can tutor fellow students struggling with these subjects by working as a tutor through your university. You can also apply to work at the library, computer lab or student centers. Applying for a campus job would be a great way for you to make new friends and also get a Social Security card. It’s a win-win!

赚外快： 当你有了除开津贴以外的其它收入来源时，攒钱将会变得更容易。比如，如果你擅长数学或是科学，你可以申请作为学校的助教去辅导那些在相应学科上有困难的同学们。你也可以申请去图书馆、计算机实验室或者学生中心做兼职。申请校园工作将会是结交新朋友并且获得社保卡的双赢好途径！

Plan for expenses:Textbooks, class supplies and other school-related expenses won’t be your only costs. You also need to account for groceries, transportation, dorm-related expenses and the like. Download budgeting apps like Spendbook, Wally, You Need a Budget and Budgt to help you with this.

有计划的消费：你要知道，你的日常开销，不仅只有教材、学习用品以及其他学杂费用等。你还需要考虑生活用品、交通、住宿等类似的花费。一些像是Spendbook, Wally, You Need a Budget 和 Budget等预算App可以帮助你节省日常开销。

Keep an eye out for on-campus events:These events are usually a good source of freebies. For example, there might be food, school supplies and even T-shirts. If you sign up for a campus organization, you can get even more of these and boost your extracurricularsin the process.

留心注意校园活动：这些活动将会是获得免费赠品的好地方。例如，在校园活动中，你可以获得免费的食物、学习用品或者甚至是免费的体恤衫。如果你注册加入校园组织，甚至将会获得更多的免费赠品，与此同时，你的课外生活也会变得更加多彩。

Use affordable ways to stay connected:The first thing you probably want to do when starting school in the U.S. is to immediately get a SIM card and a phone plan. It may seem absolutely urgent for you to sign up with the first place you hear about, but it’s important to shop around first.

使用价格实惠的通讯方式： 当你开始要在美国上学了，你所做的第一件事情或许就是马上购买一张电话卡和办理话费套餐。这似乎是非常紧急的事情，以至于你立马想要在第一个营业厅就签下套餐的合同，但其实在此之前做足功课，货比三家是很重要的。

Research the networks that offer the best coverage for your area. If you’re on a tight budget, don’t feel like you need to shell out $80 or more dollars a month just to use your smartphone. There are so many other affordable options out there that doesn’t require a hefty deposit fee or a multiyear contract.

调查下哪个通信网络在你所在的地区是能提供最好的信号覆盖。如果你的预算比较紧张，不要认为你需要支付每月80美元甚至更多，你才能好好使用智能手机。其实除了高昂的押金或长达几年的合约，你还有更多其他实惠的选择。

When contacting your family and friends back home, there are a lot of apps and services you can use at a minimal cost. If technology fails you, you can even buy a prepaid international phone card that offers discounted rates.

当你需要联系在国内的家人和朋友时，其实可以使用很多App和其他服务，这些方式的费用会非常低。如果你搞不定科技的东西，你也可以选择购买优惠的预付费国际电话卡。这样可以节约一大部分美国大学预算。

Plan for quick getaways:Shorter breaks like Thanksgiving, spring break or even three-day weekends might not be realistic or cheap enough for you to fly back home. After all, you’ll probably only have a few days at most to stay with your family. That’s where good planning comes in.

为短假做计划：一些短假，比如感恩节、春假甚至是三天长周末，坐飞机回家可能不太实际也不太划算。毕竟你最多也许只有几天的时间可以跟家人呆在一起。这样，提前好好计划就非常必要了。

Talking to your friends early on and making plans for a getaway will help you determine a budget while staying organized. If your dorms are closed during breaks, see if you can tag along to spend your break with your American friends at their homes. Or take advantage of the fact that you’re studying abroad and explore the neighboring states on a fun road trip. If your college offers travel grants for international students, make use of them to save on expenses.

尽早跟你的朋友们讨论，并且为你的短假做好计划，这样可以帮助你有条不紊地进行预算。如果你的宿舍在假期内会关闭，看看你是否可以跟着你的美国朋友们去他们家里过假期。或者正好因为你是国际生，不如来场有趣的自驾游去探索下周围其它州。如果你的学校为国际学生提供旅费补助，一定要记得使用它们来节约开支哦。

Apply for scholarships and discounts:If you think it’s too late to apply for scholarships, think again. You have the easy, last-minute scholarships for those who weren’t able to submit their applications on time. Also, there are scholarships for academic achievers, as well as special discounts for members of campus organizations. Take advantage of them whenever possible.

申请奖学金和减免： 如果你认为现在申请奖学金已经太晚了，请再好好考虑一下吧。对于那些未能够及时提交奖学金申请的国际新生，其实仍不难有机会可以申请到最后的奖学金。而且，学校通常也会提供奖学金给那些品学兼优的学生，针对校园组织的成员也有特殊的学费减免。所以只要有机会，就应当好好利用。

Studying in the U.S. doesn’t have to break your bank. As long as you plan your finances early, and maintain good spending and saving habits throughout college, you’ll be fine.

来美国读书并不一定会使你损失一大笔钱。作为国际新生的你只要提前的计划好资产如何分配，并且在上学期间保持良好的消费和储蓄习惯，就不会总是口袋空空了。

转载自<6 Tips for International Freshmen to Save Money at U.S. Colleges>

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